- Home Loan starting @8.30%
- Loan upto Market Value of the Property
- Free Processing and other charges
Home Loan
| Loan Type | Income | Loan to Property Value | Loan to Registry Value | Property Legal | Property Type | Credit History | CIBIL Score | |
|---|---|---|---|---|---|---|---|---|
| Fixed/Variable | Salaried/Self Employed | 80%/90%/65%/70%/95% | 80%/90%/100%/150%/200% | Sale Deed/ Lease Deed/Regd Power of Attorney/ | Approved/Laldora/Freehold/Leasehold | Loan settled/SMA/Credit Card/No Default/NPA | 800/750/700/650 | |
| Self | Gross Income | Tax deducted (-) | Sustenance (-) | Deduction + EMI (-) | Amt. for Proposed EMI | Future Rental Income (if additional property) | ||
| Spouse | Gross Income | Tax deducted (-) | Sustenance (-) | Deduction + EMI (-) | Amt. for Proposed EMI | Future Rental Income (if additional property) | ||
| Father | Gross Income | Tax deducted (-) | Sustenance (-) | Deduction + EMI (-) | Amt. for Proposed EMI | Future Rental Income (if additional property) | ||
| Mother | Gross Income | Tax deducted (-) | Sustenance (-) | Deduction + EMI (-) | Amt. for Proposed EMI | Future Rental Income (if additional property) | ||
| Brother | Gross Income | Tax deducted (-) | Sustenance (-) | Deduction + EMI (-) | Amt. for Proposed EMI | Future Rental Income (if additional property) | ||
| Sister in law | Gross Income | Tax deducted (-) | Sustenance (-) | Deduction + EMI (-) | Amt. for Proposed EMI | Future Rental Income (if additional property) | ||
| Son | Gross Income | Tax deducted (-) | Sustenance (-) | Deduction + EMI (-) | Amt. for Proposed EMI | Future Rental Income (if additional property) | ||
| Daughter in law | Gross Income | Tax deducted (-) | Sustenance (-) | Deduction + EMI (-) | Amt. for Proposed EMI | Future Rental Income (if additional property) |
Documents Required
- For Individuals: Photographs, PAN Card, AADHAAR Card, Address Proof (Temporary/Permanent), Last 3 Years Form-16, ITR with computation of Income, Last one year Bank Statement, Property Papers, List of Documents if available, Approved MAP, Last 3 Month Salary Slip, Appointment Letter, Other Bank’s Sanction Letter and Loan Schedule, Agreement to SellÂ
- For Proprietorship Firm: Photographs, PAN Card, AADHAAR Card, Firm Registration Certificate, GSTR, UDHYAM Certificate, Residential Address Proof (Temporary/Permanent), Office Address Proof, Last 3 years ITR and Computation Profit and Loss A/c., Balance Sheet, Tax Audit Report, All Schedule and Annexures, Last 3 Years Form-16, ITR with computation of Income, Last one year Bank Statement, Property Papers, List of Documents if available, Approved MAP, Last 3 Month Salary Slip, Appointment Letter, Other Bank’s Sanction Letter and Loan Schedule, Agreement to Sell copy
- For Partnership Firm: Photographs, PAN Card, AADHAAR Card, Partnership Deed, Firm Registration Certificate, GSTR, UDHYAM Certificate, Residential Address Proof (Temporary/Permanent), Office Address Proof, Last 3 years ITR and Computation Profit and Loss A/c., Balance Sheet, Tax Audit Report 3CB 3CD, All Schedule and Annexures, Last 3 Years Form-16, ITR with computation of Income, Last six month Bank Statement of Firm and all Partners, Property Papers, List of Documents if available, Approved MAP, Last 3 Month Salary Slip, Appointment Letter, Other Bank’s Sanction Letter and Loan Schedule, Agreement to Sell copy
- For Private Limited Company: Photographs of all Directors, PAN Card, AADHAAR Card, MoA and AoA together with resolution Plan, List of Directors and Share Holders CA certified, GSTR, UDHYAM Certificate, Residential Address Proof (Temporary/Permanent), Office Address Proof, Last 3 years ITR and Computation Profit and Loss A/c., Balance Sheet, Tax Audit Report 3CB 3CD, All Schedule and Annexures, Last 3 Years Form-16, ITR with computation of Income, Last six month Bank Statement of Firm and all Partners, Property Papers, List of Documents if available, Approved MAP, Last 3 Month Salary Slip, Appointment Letter, Other Bank’s Sanction Letter and Loan Schedule, Agreement to Sell copy